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Basic Business Checking

More freedom. Fewer fees. Let your business thrive.

No monthly maintenance fees. Free domestic incoming wires. Choose a business bank account that removes restrictions, helping your business grow and succeed.

Business owners get up to $400 welcome bonus!

Open a business checking account by October 31 and get up to $400 when you use promo code NEW400 on your application.* Apply Now

A Business Checking Account That Works for You

No monthly maintenance fees

Forget the monthly maintenance fees. Put more money back into your business.

Unlimited
transactions

Without transaction fees, you keep more money to put into your business.

Unlimited domestic ATM fee reimbursements

Never worry about ATM fees again. Get reimbursed whenever you are charged a fee.

Business deposit accounts FDIC insured up to $250k.

Expand FDIC coverage up to $250 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM. Learn More

Free incoming wires

Free domestic and international incoming wires. You also get two reimbursed domestic outgoing wires monthly.

No initial deposit or minimum balance requirements

We remove financial barriers to you opening your account, setting your business up for success.

With QuickBooks, We Make Accounting Easy

Run, protect, and grow your business anytime, anywhere by syncing your Axos account. From bookkeeping to tax preparation and financial reporting, our digital approach provides the technology your business needs.

  • Account information is protected 24/7 with bank-level encryption.
  • Manage your Axos accounts directly through your profile.
  • Automated transactions eliminate manual sorting and data entry, saving you time.
  • Export statements straight from the Axos App.

Email Us

By clicking Submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos All-In-One Mobile App.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Balance your books with accounting software integration.

Tools to Advance Your Business

Merchant Services

Process credit and debit card payments with ease.

SBA Loans

Get small business loans with a federally backed guarantee.

Treasury Management

Fraud and risk management solutions and much more.

Basic Business Checking Frequently Asked Questions

  • Basic Business Checking is a business checking account with no monthly maintenance fees.

Ready to Apply?

Apply Now